How long does it take to get approved for a TJ Maxx credit card? (2024)

How long does it take to get approved for a TJ Maxx credit card?

There is no way to pre-qualify for the TJX Store Card. TJX / TJ Maxx Credit Card – The credit card of TJ Maxx and its sister stores Marshalls, HomeGoods, and Sierra is open to instant approval on your application. If you are instantly approved, you'll get 10% off your first purchase with the card.

(Video) TJ Maxx Credit Card Review 2024 (+ Marshalls Credit Card & HomeGoods & Sierra & Other TJX Stores)
(ProudMoney - Credit Cards & Personal Finance)
How long does it take to get approved for TJX card?

Most TJX Store Card approval decisions are issued immediately. If you aren't instantly approved, you'll be notified of Synchrony Bank's decision approx. 2-4 weeks after reviewing your application.

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(Credit Informer)
How do I know if my T.J. Maxx credit card is approved?

You can check your TJX Credit Card application status by calling (800) 952-6133.

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(Daniel Braun)
Is TJX Credit Card easy to get?

Yes, the TJX Store Card will do a hard pull. You will need a credit score of at least 640 to get it, which is on par with what most store cards require. There is no way to pre-qualify for the TJX Store Card.

(Video) Soft Pull Preapproval Now Available for TJ Maxx Credit Card and its benefits Apply now!
(Sherry Beckley)
What credit score do you need for a T.J. Maxx card?

Well, this is a store card and Synchrony - the issuer- requires fair credit for most of their store cards, (a minimum score of 620). They may accept applicants with slightly lower credit scores, considering that you can only use the card at TJ Maxx and related stores. This answer was first published on 08/01/18.

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(Whoiskingshawn)
What is the easiest store credit card to get with bad credit?

The best store credit cards for bad credit are the Montgomery Ward Credit Account and the Amazon Secured Credit Card. Both of these store credit cards accept applicants with bad credit scores, have $0 annual fees, and report to the major credit bureaus.

(Video) Is TJ Maxx credit card free?
(ASK with Lucy)
What credit bureau does T.J. Maxx use?

The TJX Store Card mainly uses TransUnion for approval. That doesn't mean it won't use Experian or Equifax, or all of them when doing a hard pull on your credit report. But don't worry about the randomness of it. If you're using your credit responsibly, all of these reports should reflect that.

(Video) How hard is it to get a credit card at TJ Maxx?
(Ask-Answer w/ Alice)
What is TJ Maxx credit limit?

T.J. Maxx credit cards often have low credit limits, and many cardholders start with a credit limit of $200. There is the possibility of receiving a higher credit limit depending on your creditworthiness.

(Video) TJ Maxx Credit Card Review 🚨😳 #creditcard #finance
(Nicholas Kalstek )
What is the easiest store credit card to get?

Here's a Summary of the Best Instant Approval Store Credit Cards
  • Prime Visa.
  • Capital One® Walmart Rewards® Card *
  • Costco Anywhere Visa® Card by Citi *
  • Gap Good Rewards Credit Card *
  • Key Rewards Visa *
  • Target RedCard™ Credit Card *
  • Lowe's® Advantage Card *
  • Kohl's Card *
Jan 25, 2024

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(Credit Cards Central)
How do you check if your card is approved?

Many banks and credit card issuers allow customers to check their credit card application status online through their website. There are also offline methods to do so, such as customer care phone number or the bank branch.

(Video) Soft Pull Preapproval Now Available for TJ Maxx , Even with Low Credit Scores! Part 1
(Sherry Beckley)

What is the hardest department store credit card to get?

The hardest store-affiliated credit card to get is the Costco Anywhere Visa® Card by Citi because it requires excellent credit for approval, which means a credit score of 750 or higher. On top of that, the Costco Credit Card is only available to Costco members.

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(Sherry Beckley)
What shopping sites have instant approval?

Best Buy Now Pay Later No Credit Check Instant Approval Websites
  • Fingerhut. In the vast landscape of online shopping, Fingerhut has solidified its reputation for providing top-notch loan services. ...
  • FlexShopper. FlexShopper is without a doubt one of the best online shopping catalogs with instant credit. ...
  • Stoneberry. ...
  • QVC. ...
  • Zebit.
Aug 29, 2023

How long does it take to get approved for a TJ Maxx credit card? (2024)
Who finances TJX Credit Card?

Applicants for a credit card with TJX are considered for two cards through Synchrony Bank. The rewards for both cards are the same for purchases at TJX Companies including T.J. Maxx, Marshalls, HomeGoods, Sierra and Homesense stores.

Can I use my T.J. Maxx credit card at Marshalls?

Where can I use the TJX Rewards Credit Card? You can use the TJX Rewards Credit Card exclusively at TJ Maxx, Marshalls, HomeGoods and Sierra Trading Post.

Does Target Credit Card give instant approval?

Maria Adams, Credit Cards Moderator

Yes, the Target Credit Card might offer instant approval. If you meet the approval requirements and your identity is easy to verify, you will be approved in 5-10 minutes. Otherwise, it might take up to 2 business days to get approved for this card.

Does T.J. Maxx credit card build credit?

Like most store cards, the TJ Maxx credit card comes with a high interest rate. Using the card wisely can help establish credit history and prevent the likelihood of having to pay an astronomical final price.

What store card can I get with a 570 credit score?

The best store credit card you can get with a 570 credit score is the Amazon Secured Credit Card, which has a $0 annual fee and offers 2% cash back on Amazon purchases if you are a Prime member. It requires a minimum security deposit of $100, making it easier to get with bad credit.

What store credit card can I get with a 520 credit score?

The best store credit card you can get with a 520 credit score is the Amazon Secured Credit Card, which has a $0 annual fee and offers 2% cash back on Amazon purchases if you are a Prime member. It requires a minimum security deposit of $100, making it easier to get with bad credit.

What credit card can I get with a 480 credit score?

One of the best credit cards for a 480 score is the OpenSky® Secured Visa® Credit Card because it does not require a credit check and its annual fee is relatively low at $35. This credit card requires a security deposit of at least $200 to open the account.

Can you cancel a TJ Maxx credit card?

Call customer service at 1 (800) 952-6133. Then, follow the prompts to speak to a customer service representative, and let them know you want to cancel. The representative may offer you a retention bonus to keep you on as a customer, but you can simply decline the offer and proceed with canceling the account.

What is the difference between TJX and TJ Maxx?

TJ Maxx is the flagship chain of the TJX Companies. It sells men's, women's and children's apparel and shoes, toys, bath and beauty products, accessories, jewelry, and home products ranging from furniture and decor to housewares and kitchen utensils.

What is an impressive credit limit?

As such, if you have one of these cards, you might consider a $5,000 credit limit to be bad and a limit of $10,000 or more to be good. Overall, any credit limit of five figures or more is broadly accepted as a high credit limit. The main exception to the usual credit limit rules are secured credit cards.

Is the TJ Maxx credit card a good credit card?

We evaluated this card for various cardholder needs and picked the rating for the need with the highest score, which is 'Earn Rewards (Store Cards)'. To break it down further, TJX Credit Card earned a score of 5.0/5 for Fees, 3.3/5 for Rewards, 3.4/5 for Cost, and 2.9/5 for User Reviews.

Is $2500 credit limit good?

A $2,500 credit limit is good if you have fair to good credit, as it is well above the lowest limits on the market but still far below the highest. The average credit card limit overall is around $13,000. You typically need good or excellent credit, a high income and little to no existing debt to get a limit that high.

What is the easiest store credit card to get with a 550 credit score?

Some of the Best Store Credit Cards for a 550 Credit Score
  • Overall: Fingerhut Credit Account.
  • Online Retailer: Montgomery Ward Credit Account.
  • Low APR: Group One Platinum Card.
  • Amazon Purchases: Amazon Secured Credit Card.
Sep 22, 2022

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